[//]:content-type-MARKDOWN-DONOT-DELETE  Dear Gate.io users, **Gate.io Multi-Collateral Loan service is officially launched**. Compared with the single-collateral loan, Gate.io multi-collateral loan provides you: **1. Enhanced Capital Efficiency** In the multi-collateral loan, **you can collateralize all your idle coins in one order and borrow funds again for the same order**, which will greatly enhance your capital efficiency. **2. Lower Management Cost** In the multi-collateral loan, **as you can both collateralize and borrow multiple coins in one order, the amount of orders is reduced**, as well as your management cost. **3. Friendly Liquidation Mechanism** In the multi-collateral loan, **we adopt the tiered liquidation mechanism similar to that of “Spot Margin Trading”, your collateral will be well-protected**, ensuring a better borrowing experience. **Note: **Users should be fully aware of the risks of price fluctuations of digital assets when using crypto loan. Users in the UK and other Restricted Locations cannot access this service (please see [the User Agreement “Section 2.3(d) Restricted Locations”](https://www.gate.io/zh/user-agreement "the User Agreement “Section 2.3(d) Restricted Locations”")). Gate.io Crypto Loan now offers two types of crypto loan: Multi-collateral loan and Single-collateral loan. Welcome to experience: Web：[Gate.io -> Finance -> Crypto Loan](https://www.gate.io/cryptoloan "Gate.io -> Finance -> Crypto Loan") App：[Homepage -> More -> Financial -> Crypto Loan](https://www.gate.io/cryptoloan?gt_nav_bar=0 "Homepage -> More -> Financial -> Crypto Loan") [Learn More About Multi-Collateral Loan](https://www.gate.io/zh/help/lend/crypto_loan/33440/introduction-of-multi-collateral-loans "Learn More About Multi-Collateral Loan") Gateway to Crypto Trade over 1,700 cryptocurrencies safely, quickly, and easily on Gate.io Download Gate.io [App](https://www.gate.io/mobileapp?ch=ann28618 "App") / [Web](https://www.gate.io/mobileapp "Web") Client now>>> Follow us on [Gate.io X (Twitter)](https://twitter.com/gate_io "Gate.io X (Twitter)") to get more bonuses>>> Join our [Telegram](https://t.me/gateio_en "Telegram") to discuss hot topics>>> Join our [Global Community](https://www.gate.io/community "Global Community") to get more updates>>> We provide [100% proof of reserve](https://www.gate.io/proof-of-reserves "100% proof of reserve")>>> [Sign up](https://www.gate.io/signup "Sign up") to enjoy max. $6666 in rewards exclusively for new users Get 40% commission from [referrals](https://www.gate.io/referral "referrals") Gate.io Team December 15th, 2023